We collect information about you that is necessary to review, process or service your requests for products, benefits or other services. For example, we may collect nonpublic personal information to determine eligibility for benefits under one or more of our products.

Most of the information we collect is obtained from you, your employer or their representative. Generally we request identification information such as your name, address, phone number and social security number. Additional information, such as information about transactions, is collected in connection with providing you a product or service. We may obtain additional information from our affiliates, such as information about your transactions with them.

We may disclose the collected information described above as required or permitted by law. This includes sharing collected information with TruSource affiliates and nonaffiliated third parties which help us to carry out our routine business functions, including processing your requests or otherwise providing you with our products or services. We may disclose the collected information described above to other financial institutions with whom we have joint marketing agreements. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law.

Our employees are trained and required to maintain our privacy policies and procedures. Employees who violate these policies and procedures are subject to disciplinary action. Affiliates and third parties to whom we disclose information are required to maintain adequate security standards for the protection of collected information. In addition, we maintain physical, electronic and procedural safeguards to protect information and comply with federal standards. This privacy policy continues to apply even when your relationship with TruSource has terminated.

You can contact TruSource if you have questions regarding privacy matters:

• We are committed to protecting your privacy at all times.



• We do not share customer information with outside companies for purposes of selling their products and services to you.



• We do not share any information provided as part of  applications or claims, except for the purposes you have authorized.



• We are committed to bringing you the services you need to succeed financially. These programs include confidentiality agreements to protect customer information.



• We maintain security standards and procedures designed to protect customer information. We will continue to test and update our technology to improve the protection of our information about you.

Client is hereby notified that, in addition to the fees outlined in the Fee Schedule, TruSource, or its affiliates may receive remuneration from registered investment companies for providing recordkeeping, sub transfer agency and shareholder services related to the Plan's investments in the Company. Such remuneration is either based on the market value of the Plan's investments or number of participants in each TruSource customer account invested in the Company. Furthermore, funds awaiting investment will be held in the Union Bank of California Variable Rate Savings Account and TruSource is entitled to receive the spread, i.e., the difference between the interest paid to the account and the amount earned on the funds.

TruSource may also receive credit and/or interest ("float") on aggregate cash balances that it has on deposit with a third party in an omnibus account as part of reasonable compensation, and without liability for interest. This applies to such portion of the trust fund representing pending distribution of benefits and pending payment of expenses. Funds are moved into the omnibus account when a check is cut and removed when the checks are presented for payment. The Omnibus account earns interest at the federal funds rate.

TruSource has adopted an Anti-Money Laundering (AML) Plan that complies with the requirement of Sections 326 and 352 of the USA Patriot Act of 2001. The Anti-Money Laundering Plan and its Customer Identity Verification Program (CIP) are addressed in this disclosure.

CIP applies to all accounts and plans such as but not limited to: Medical Savings Accounts (MSAs); non-governmental 457 plans; 403(b) accounts; non-qualified plans; One-man plans; SIMPLE plans; SEPs; traditional, Roth and educational IRAs.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each entity who opens an account.

What this means for you: When you open an account with TruSource, we will ask you for your name, address, date of birth (individuals only), and/or other information that will allow us to identify you.

A corporation, partnership, trust or other legal entity will need to provide your employer identification number (EIN) – and documents verifying existence of the entity (ex. certified articles of incorporation, partnership agreement, trust document, a government-issued business license.)

Individuals must provide valid government-issued identification bearing a photograph or similar safeguard (ex. driver’s license, federal government employee I. D. card, passport, alien registration card or permanent resident card).